The decisions you make today shape what's possible tomorrow.
Fee-only financial planning for families who want structure, clarity, and a long-term partner - not a salesperson.
A financial plan for a family is not a product handed over at the end of a meeting. It is built together - through a genuine understanding of what matters to you, what you are working toward, and what risks you cannot afford to take. We work with families who are ready to engage seriously with their financial future - not because we require a minimum level of assets, but because the kind of planning we do only works when both sides are committed to it.
Who this is for
You want a retirement plan built around your specific numbers - not a generic target date fund
You are thinking about education funding and want to understand your options without being sold a product
You have life insurance but are not sure whether you have the right amount, the right type, or the right structure
You have estate documents that have not been reviewed in years and may not reflect your current wishes
You want one adviser who understands the whole picture - not a different person for investments, insurance, and tax
You want to know that the advice you receive is not shaped by what is profitable for the person giving it
What we cover
Retirement planning - income modelling and savings strategy
Education funding - 529 plans, timing, and structure
Investment portfolio construction and management
Life and disability insurance analysis
Cash flow and financial independence modelling
Estate planning - wills, trusts, beneficiaries
Tax-aware investment and account structuring
Protection planning - emergency funds and risk management
Major financial decision support
Regular review and ongoing advisory partnership
A partnership, not a transaction
Financial planning for families is not a one-time event. Life changes - careers shift, families grow, goals evolve. The value of this relationship is not in the plan produced at the outset. It is in the accumulated understanding, the ongoing coordination, and the confidence that comes from having someone who knows your situation working alongside you over the long term. Simon has worked as a fee-only fiduciary adviser since 2012. Hudson House Capital was established in 2025. We are compensated only by the fees you pay us - our recommendations are made because they are right for your family, and for no other reason.
Let's build a plan around your family.
A 30-minute introductory conversation. No preparation needed, no obligation.